22Jul
Filed under:
Health Insurance by:
Malathi
There is no need for buyers of medicare supplement plans to get frustrated at the time of claims if only they are served well while signing up for medical coverage. I would not entirely blame the agents of medical insurance for not disclosing the formalities and eligibilities of claims. They are trained that way and they have to be loyal to their employers.
As medical coverage buyers, we should have done our home work and be fully informed when we give appointment to the health insurance agent. Before he starts speaking to you, you open the conversation by shooting off the following questions:
· What are the hidden rules when it comes to claims?
· Ask for all the medicare supplement plans and you decide which would serve you better
· Ask if the health coverage company will agree to change in plans if needed
Generally, these questions would push the insurance agent to the back of the seat. It is then you begin to bargain for more coverage for the premium mentioned in the application form.
Remember, the rules of insurance companies would bend only when we push harder with our knowledge.
25Apr
Filed under:
Health Insurance by:
Malathi
Even a moderately educated person would ask several questions before taking a medical insurance which nowadays is known as health insurance. Blue Advantage is a health insurance provided for the residents of North Carolina.
I happen to read the FAQ of this much talked about health plan. I am impressed by the list of questions asked that would come to your mind if you are considering a health insurance plan for yourself or for your family members. The Blue Advantage health plan developers have left out nothing in their FAQ and the answers are crystal clear. You won’t have any further questions and you will straightway call them for a consultation or request a free health insurance quote.
If you care to investigate a little more, you will find many positive feedbacks about Blue Advantage in several blogs and health related forums. Their two health plans are broadly compared and discussed in the Internet.
The car insurance agent look surprised at my knowledge of insurance business in general and car insurance in particular.
I took the opportunity and explained why I am seriously considering changing my current vehicle insurance provider. I conveyed to him that I am looking for an insurance company that can offer various other insurance covers such as building insurance, movable property insurance and life insurance.
When I place my trust on a company for all my insurance needs, I could bargain for cheaper insurance premium. I even wanted to know if my insurance covers are portable when I have to move out of a state.
The insurance agent sat looking at me for sometime. Finally, he got up and rushed out of my house mumbling feebly that he will get back to me in a couple of days.
Now, I rued my behavior. Did I miss an opportunity to grab what he offered which was reasonably competitive?